Open enrollment for 2019 Medicare coverage begins on Oct. 15 and runs through Dec. 7. During the Annual Enrollment Period, anyone age 65 or older or under 65 on Medicare for a disability may make changes to various aspects of health coverage.

When learning about enrollment, it's important to keep a few key things in mind when it comes to rules and risks.  Medicare costs enough without additional penalty fees. Learn how to avoid these fees and make your Medicare experience as seamless and pain-free as possible.

"People need to know their plan options for 2019, do a plan review now with a Trusted Advisor at Gurley and Associates to get the best benefits for their needs," Medicare Advisor Kristine Gurley said this week.

Gurley, owner of Gurley and Associates in Bay St. Louis, has more than 15 years as a Medicare Health specialist, educating seniors along the Mississippi Gulf Coast about Medicare and drug plan options.

Gurley has earned multiple awards over the course of her career. She and her team represent a wide range of top-rated companies throughout Mississippi and Louisiana and pride themselves on making sure every client gets the information, care and kindness he or she needs.

Gurley and Associates also works to "make Medicare easy for our existing clients after their policies are in force," she said. "We take you step-by-step through each enrollment process to make your transition as smooth as possible. Best of all, our services are completely free. You can rest easy while we help you take care of the rest. Take the time to talk to one of our trusted independent Medicare advisors today."

In addition to Medicare health plans, Gurley and Associates offers a wide range of Individual and Group Health Plans, Dental and Vision insurance, Final Expense coverage and Mortgage Protection.

Gurley and Associates is conveniently located at 10381 Hwy. 603, Suite C, Bay St. Louis. Hours are Monday-Friday, 9 a.m.-5 p.m.; and Saturdays, 10 a.m.-1 p.m.

For more information, call 228-344-3126; go to; or e-mail Kristine directly at

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